Whether you celebrate Christmas, Hanukkah or Kwanzaa (or any combination of these or less well-known traditions), the holidays are all about the spirit of giving. But because it’s largely a commercial holiday (hence, our frenzied focus on Black Friday, Small Business Saturday and Cyber Monday), it is also about spending money. However, the holidays are no excuse for wrecking your finances with irresponsible spending.

Here are some reminders to avoid holiday spending choices that detract from the true spirit of the season:

For the complete article, visit BlackEnterprise.com.

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