Making Your Home Affordable clinics offer:

  • 100 % Free Services from NID Housing Counseling Agency
  • Lenders On-Site to approve loan modifications
  • Meet face-to-face with a certified housing counselor
  • Meet face-to-face with loan advisors

If you have a home mortgage loan you can’t afford, contact NID Housing Counseling Agency.

All homeowners are welcome! START THE PROCESS TODAY! Visit our website to fill out an application to get a head start:

If you are paying more than 31% of your monthly gross income on your mortgage payment you probably qualify for a loan modification…..Here’s an example: gross monthly income $5,000.00 x (max. mortgage expense should be no more than) 31% = $1550.00

See offices located in California –



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